I ve had the Sapphire Preferred card for several months now and the portion of my total spend on the card keeps increasing. I ve extolled the benefits latin quartier short term accommodation of this card many times and I firmly believe this is the best overall travel card on the market right now at least for the savvy points latin quartier short term accommodation collector especially with the current 50,000 point sign-up bonus (53,500 after you factor in the yearly 7% bonus on all points earned) and waived $95 annual fee.
I also love the fact that you earn two points per dollar on travel and dining, since as I ve said before that s basically all I do. However, it hit me the other day that I didn t know exactly what was included in Travel since it s a pretty broad category. Honestly, I thought it would just include airfare, hotel and rental car but it actually includes much more. I asked my contact at Chase to clarify and she confirmed the 2x points on travel actually includes:
So honestly, this is much more than what we traditionally think of as travel. If you live in a city where you take taxis, the 2x points could add up quickly. The only things I don t put on my Sapphire Preferred is airfare, because I get 4 points per dollar when booking through Amex Travel using my Premier Rewards Gold card and gas and groceries, which my Premier Rewards card gives 2x. Everything else will go on Sapphire, because I value Ultimate Rewards points and the instant 1:1 transfers to Continental, United, British Airways, Korean Air, Hyatt, Marriott, Priority Club and Amtrak. Amex points are still valuable since they often run lucrative transfer bonuses, but if Chase ever matched them in that department, I d shift even more spend away from Amex.
So yea, anytime you think something might qualify for travel, you might as well use your Sapphire Preferred card. And if a charge doesn t post as you expect, I know many people have had success calling Chase (live phone reps always answer) and making a case for the bonus points. Heck, I just purchased my Oneworld Mega Do tickets with my Sapphire Preferred can t hurt to try and get 2x points on that!
I have been able to get almost 4 points per $ on travel with this card. I recently booked flights to India using travelocity (thru UR portal). They give you 2X points (for tickets only taxes) + 2X for travel transaction. latin quartier short term accommodation Its almost close to 4 points per $.
Do we know if there is a way to see exactly how many points we earn for what (like a rewards statement latin quartier short term accommodation or something)? It drives me crazy to see the points add up but not know where the points are coming from so that I can get even more.
The 7% counts towards all points earned in a given year regardless latin quartier short term accommodation of how they were earned. So the promotional points at acquisition as well as any bonus points earned through the year will be included.
Yes, you can see your earnings in the shopping portal on a link to the left. The big caveat with travelocity is the not any sort of taxes count, so make sure what your base fare is before booking a big airline ticket. May not be worth it
How does SPG Amex fit into your spend, if at all? I do Gold Premiere for airfare (3x), gas groceries (2x), Sapphire for non-Marriott hotels all dining (2x), Marriott card for Marriott stays (5x), Platinum Amex for benefits like lounge access, but had been using SPG for all else b/c I thought I read point accrual was fastest with them. What about SPG?
That s another thing Amex is still killing Chase at itemizing latin quartier short term accommodation transactions with bonus points. I, too, like to know where my bonus points are coming from, which vendors may or may not be categorized for travel or dining, but no Chase doesn t want to provide us with that transparency.
oh yes i was right to get nasty when I Discover and Amex Blue sky all classify Time Share annual mainteance fees as Travel when Chase Freedom latin quartier short term accommodation excluded it as Travel to qualify for the 5 % rebate in the 3rd quarter.
a point to repeat : When CHase Freedom cards has the 5 % rebate GET CREATIVE: I was prepaying my 2012 maintenance fees Postpone all charity givings until this quarter and also use up the 5 % allowance on dining on Freedom card ( or cards, Visa and Master Card) Discover on 4th quarter as well or leverage more through bigcrumbs to book travel on Expedia.. Chase 5 % is the top priority
I just signed up for the Sapphire Preferred card (using your link of course) and plan to use it for all travel except airfare as well. I ll also use my Gold Premier Rewards latin quartier short term accommodation card for airfare, but I thought I was just getting the 3x points. I did not know anything about 4x points for booking on the Amex website, nor do I see anything about that listed latin quartier short term accommodation anywhere. I even called up Amex and they didn t know what I was talking about. Did the person I speak with just not know? Do I get this automatically or do I need to sign up for something? Thanks TPG!
Travel booked through Amex travel gets 2x (1 extra point from regular 1x earning) Membership Rewards points. Since the PRG s base earning is 3x, you get an extra point per dollar just like the other cards, so it ends up being 4x. This was confirmed by American Express.
This card is even better when combined latin quartier short term accommodation with the Freedom Visa. You can get 5% on rotating categories like travel and groceries, and if you max out those bonus points the effective average annual cash back on some categories (depending on your total spending) can be over 2%. For people like me who don t spend a ton and can t justify the high annual fees of AMEX cards, this is a better deal.
So I m looking at applying for the Chase Saphire Preferred and combine it with the Chase freedom and the Chase checking account. But then my question is, which one do I use more often of the two? With the %7 percent annual bonus from the Saphire Preferred, does that include ALL points you earn, even the ones on the Freedom card? Or am I then better off using the Freedom card with the 10 + 10% deal, or does that also work when making a Preferred purchase. Also, is there any benefit to doing this quick to snag the 7% annual bonus before the year ends?
TPG: please note that while booking thru Amex Travel latin quartier short term accommodation does earn you one extra point beyond 3x you get from PRG, Amex charges service fees which can in many cases negate your extra point earnings. latin quartier short term accommodation By comparison there is no service fees booking through latin quartier short term accommodation UR thus 3x is comparable to Amex PRG. As suggested by another poster, booking through Travelocity via UR earns you a little less than 4x since Travelocity excludes taxes and fees in calculation (however for international airfare with big fuel surcharges you probably don t want to use this technique). Then if you are into cashback sites, Travelocity booking via Big Crumbs earns 4.8% and Expedia earns 6.4% combined with PRG these will generate the best return.
I m looking for an opinion. Husband just got Saphire Preferred with 100k bonus. I have two saphire offers in the mail regular saphire and preferred both 50k. If I go for the regular saphire can I transfer my UR points into his account or do I have to have the preferred latin quartier short term accommodation to do that?
If you log into your credit card account, then go to Ultimate Rewards, there is a pull-down menu labeled Earn Faster, then Combine Ultimate Rewards Points. It appears you need to be logged into the account you want to send points from, then you enter the credit card number you want to send points latin quartier short term accommodation to, the card holder s last name, and the amount of points latin quartier short term accommodation you want to transfer.
I have read on Flyertalk that this will work with any type of Ultimate Rewards points (such as a Freedom card or regular Sapphire card). I have not tested this yet as my husband and I haven t made specific plans for our points yet. It s pretty cool you can transfer between accounts online without talking to anyone. You can also transfer Ultimate Rewards points (if you have the Sapphire Preferred card) to anyone s airline or hotel account.
The online latin quartier short term accommodation statement doesn t categorize transactions, but Chase s iPhone app does. All of my restaurant charges show as Dining and Entertainment . Does anyone know if this category matches the dining latin quartier short term accommodation category for double points, latin quartier short term accommodation and, if so, whether latin quartier short term accommodation non-dining charges in this category latin quartier short term accommodation would therefore get double points, too?
I clicked on TPG s link about 2-3 weeks ago to get the $200 offer but after your post i looked it up and was able to easily able to find a link for $300 bonus. So i sent chase a secure message just like TPG suggested in a past post which many of us did for the 50,000point latin quartier short term accommodation bonus for the sapphire (which i failed) and it worked latin quartier short term accommodation and will be getting the points. So if anyone else has missed out, It never hurt to ask.
Hmmm, I wonder if the $1,000 or more I spend through a limo company for a shuttle bus for my wedding guests will count Very intriguing I ll definitely be booking that with my Sapphire card. My wedding has been a miles/points bonanza latin quartier short term accommodation so far!
How big a factor are employment status and income in the application? My income s nothing right now while I live off savings, latin quartier short term accommodation and although I have a high-700s credit score and plenty of assets and great credit history with Amex, I worry that, without job+income, Chase will deny me. Chances? Don t want to waste the hard pull.
DONT count WALMART as department store either does not go with CHase Freedom 5 % Department category ; a get around solution: you can buy Home Depot gift cards at Grocery stores and get 5 % rebate on Freedom and go on to shop at Home depo in 1st quarter of the year while Chase does NOT give 5 % on Home Depo ( home improvement category)
I know this certainly works: get into your hubby s Sapphire Preferred as Athorized User l but according to the writeup here looks like my neighbors can sell their freedom points to me and trasnfer them into my daughter s Sapphire Preferred on which I am an suthorized user
I was working on BA s spend so I got my daughter to open the Sapphire Preferred so I am only a AU on Preferred. My next card to get is certainly the Sapphire Preferred for myself and also for my credit freak wife
of course top priority is
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