With a travel credit card, you can always earn rewards points, cash or frequent flyer miles on everyday purchases. Here two popular travel credit cards are introduced. The two credit cards differ in several aspects. A comprehensive comparison between the two travel credit cards will give you a better understanding of the two cards.
When you re considering applying for a travel credit card, your first criterion might be the rewards program. Upon successful application, the new BankAmericard Travel Rewards credit card will allow you to earn unlimited, flexible travel points. There s nothing better than enjoying the flexibility to reward yourself with more than just free flights. Your travel points are good for everything, ranging car rentals tampa from hotel stays to baggage fees.
If you choose BankAmericard Travel Rewards credit card, you ll be able to earn 1.5 points car rentals tampa for each dollar you spend on purchases. Average rewards programs only offer 1 point for each dollar spent. car rentals tampa With the BankAmericard Travel Rewards credit card, you can obtain 50% points more. As an extra bonus, Bank of America offers 10,000 bonus points after you make qualified purchases. All points won t expire. No limit applies to the total number of points earned.
As far as the rewards program is concerned, PenFed Premium Travel Rewards American Express Card can rival BankAmericard Travel Rewards credit card. When you use this PenFed travel credit card to buy airline tickets, you ll be able to earn 5 points for each dollar. You can also get 1 point on all other purchases, like gas, groceries and car rentals etc.
Compared to BankAmericard Travel Rewards credit card, the PenFed travel rewards card has high extra bonus. As soon as you spend $650 with the card in the first 90 days of account opening, you ll receive 20,000 bonus points.
With a PenFed Premium Travel Rewards American Express Card, you ll have the ability to earn unlimited points. What about the redemption options? Your points earned can be redeemed toward a large array of rich rewards, such as travel offers, gift cards and brand-name merchandise etc.
Obviously, the two travel car rentals tampa credit cards have outstanding advantages. If your card will be used for airfare purchases frequently, I guess PenFed Rewards American Express Card is a better option since you can earn 5x points. For those who re looking car rentals tampa for a travel credit card for daily uses, BankAmericard Travel Rewards card will be preferred because 50% more points can be earned.
Rewards program is not the only criterion for choosing a travel credit card. You also have to pay attention to the card fees and interest rates. Both travel credit car rentals tampa cards are offered for free. You won t be charged any annual fee or foreign transaction fee. BankAmericard Travel Rewards credit card even offers 0% intro APR for 12 billing cycles. After that, the regular variable APR will be between 14.99% car rentals tampa and 22.99% based on your creditworthiness.
However, PenFed Premium Travel Rewards American Express Card may involve lower fees. Your variable APR for purchases and cash advances can be 9.99% capped through June 30, 2014. As for balance transfers, you can enjoy a promotional rate of 4.99% before August 31, 2012. After that period, you ll have an APR of 9.99% for balance transfers. However, if you do not make the minimum payment before the due date, you ll be charged based on the penalty APR of 17.99%. So it s important to make timely car rentals tampa payments on your travel credit card.
After comparing the interest rates and possible charges, you may prefer to choose the PenFed Premium Travel Rewards American car rentals tampa Express Card. A lower APR for purchases and balance transfers can save you some interest charges. You may get considerable car rentals tampa interest savings when you keep a high balance on your credit card.
When comparing the two travel credit cards, you may also want to find answers to another question: Can I enjoy some special services and benefits? The following explanation will put an end to your doubt.
As a travel credit card, BankAmericard Travel Rewards card offers one important guarantee for travelers. Bank of America promises to provide 24-hour car rentals tampa travel and emergency assistance for all cardholders. If you re a cardholder, you can also enjoy complementary access to an exclusive concierge service, car rentals tampa such as dinner reservations at top restaurants and hard-to-get tickets for concerts.
Chip Technology The BankAmericard Travel Rewards car rentals tampa card adopts Chip Technology to give you unrivalled global acceptance. In addition, better security is offered car rentals tampa while you use the card for shopping around car rentals tampa the world.
You do not have to be discouraged if you prefer PenFed Premium Travel Rewards car rentals tampa American Express Card. Since you ll be automatically enrolled in the American Express Travel Privileges program, exceptional travel offers and discounts will be available for you. You may be surprised to find that you can enjoy free 24-hour car rentals tampa concierge service. If you spend $15,000 on the card each year, you ll gain access to worldwide airport lounges. The free lounge club membership is really appealing.
Another big difference between the two credit car rentals tampa cards is the insurer. As you know, PenFed is a non-profit car rentals tampa financial institution. The credit union only offers financial products and services to special groups, including car rentals tampa Pentagon employees, Army and Air Force personnel and their families. However, BankAmericard Travel Rewards card is issued by the FIA Card Services, N.A. To some extent, the difference in insurer doesn t matter car rentals tampa too much.
Note: This web site is not affiliated with, nor endorsed by Bank of America. Financial statements on this page have no connection car rentals tampa to Bank of America. For guaranteed financial advices, visit Bank of America official site.
Many thanks for you to explore our dedicated credit card site. It's our mission car rentals tampa to serve you with insightful articles on reviews, recommendations and other related information on credit car rentals tampa card. Bookmark us and hope you will come again.
Union Plus credit cards are the only credit card endorsed by AFL-CIO car rentals tampa and boast one of the highest customer service satisfaction ratings in the industry. They have won the heart of the customers because of these union benefits which are exclusively offered to the cardholders. Union Plus credit cards are offered to only the members of the AFL-CIO unions. You should be the member of the unions at first if you want to enjoy all these privileges which are listed below. Read more
Now you do not have to wait for weeks after applying for a credit card. With the advent of instant approval credit cards, you ll know whether your application is approved immediately. You re likely car rentals tampa to get an instant approval credit card in seconds as soon as you complete an online application form. However, not many card issuers offer instant approval credit cards. In most cases, only an instant response will be offered. Read more
At first glance, debt settlement seems very similar to debt consolidation. Indeed, car rentals tampa both of them are common ways to manage or reduce your debt. When used properly, either of them can save you money and help you get out of debt earlier. Read more
No comments:
Post a Comment