business insurance Castle Rock CO Every year, more cars and drivers travel the highways. With so man

business insurance las vegas hotel and casino reservations Castle Rock CO Every year, more cars and drivers travel the highways. las vegas hotel and casino reservations With so many vehicles on the road, crashes will happen. Automobile insurance can be the difference las vegas hotel and casino reservations between a small inconvenience and a large trial. But why do you need insurance and just how much should you buy? Auto insurance protects you by paying for damage or injury you cause others while driving your car, damage to your car or injury to you or your passengers from a crash, and certain other occurrences, such as theft. Car insurance is required by law in all states and provinces. Without insurance, you risk having to pay the total cost of any harm you cause others or of repairing or replacing your car if it is damaged or stolen.It pays for damages due to bodily injury and property damage to others for which you are responsible. Bodily injury damages include medical expenses, lost wages and pain and suffering. Property damage includes damaged property and loss of use of property. If you are sued, it also pays your defense and court costs. State laws usually mandate minimum amounts, but higher amounts are available and usually recommended. Personal injury protection: This is required in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. las vegas hotel and casino reservations It may also pay for lost earnings, replacement of services and funeral expenses. The minimum amount of this insurance is typically set by the state. Medical payments: This coverage is available states las vegas hotel and casino reservations that are not considered no- fault; it pays despite who may have been at fault. It pays for an insured person s reasonable and necessary medical and funeral expenses for bodily injury from a crash. Collision: las vegas hotel and casino reservations This pays for damage to your car caused by a collision. Comprehensive: Applies if your car is stolen or damaged by causes other than collision, including fire, wind, hail, flood or vandalism. Uninsured motorist: This pays for damages when an insured person is injured in a crash caused by another person las vegas hotel and casino reservations who does not have liability insurance or by a person who cannot be identified (usually a hit-and-run driver). Under- insured motorist: This pays for damages when an insured person is injured in a crash caused by another person who does not have enough liability insurance to cover the full amount of the damages. Other coverage, such as emergency road service las vegas hotel and casino reservations and car rental, is also available. Insurance Quotes