Tuesday, October 2, 2012
business insurance Grinnell IA Each year, more cars and drivers hit the highways. With countless veh
business insurance Grinnell IA Each year, more cars and drivers hit the highways. With countless vehicles on the road, crashes will happen. The difference between a small aggravation and major pain can be car insurance. So how do you know what insurance you need and how much to buy? Auto insurance protects you by covering dublin ohio hotels the cost of damage or injury you cause others while driving your car, damage to your car or injury to you or your passengers from a crash, and specific other occurrences, such as theft. Car insurance dublin ohio hotels is mandated by law in all states and provinces. Without insurance, you risk having to pay the full price of any harm you cause others or of repairing or replacing dublin ohio hotels your car if it is damaged or stolen.Pays for damages due to bodily injury and property damage to others for which you are responsible. Bodily injury damages include medical expenses, lost wages and pain and suffering. Property damage includes damaged property and loss of use of property. It also covers your defense and court costs if you are sued. Higher recommended insurances dublin ohio hotels are available that cover more than the lower, state-mandated insurance. Personal injury protection: This is required in some states dublin ohio hotels and is optional in others. It pays you or your passengers for medical treatment resulting from a crash, regardless dublin ohio hotels of who may have been at fault, and is often called no-fault coverage. It may also pay for lost earnings, replacement of services dublin ohio hotels and funeral expenses. The minimum amount of this insurance is typically set by the state. Medical payments: This type of coverage is available in non-no-fault states and will pay no matter who is responsible for the accident. It pays for an insured person s reasonable and necessary medical or funeral expenses for bodily injury from a crash. Collision: Pays for damage dublin ohio hotels to your car caused by a collision. Comprehensive: Applies if your car is stolen or damaged by causes other than collision, including fire, wind, hail, flood or vandalism. Uninsured motorist: Pays for damages when an insured person is injured in a crash caused by another person who does not have liability insurance or by a person who cannot be identified (usually a hit-and-run driver). Under- insured motorist: Pays for damages when an insured person is injured in a crash caused by another person who does not have enough liability insurance to cover the full amount of the damages. Other coverages, like car rental and emergency road service, are also available.Your auto insurance payments vary by company and will depend on several factors, including: *Your selected coverage *Your vehicle s make and model * Your driving record * Your age, sex and marital status and * Where you live Some have come to think of auto insurance as a necessary evil, but it can truly rescue your economic health Evaluate your needs, research your options and with the guidance of your insurance agent choose the option that best suits you. Protect your Business
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment