Editor's Note: be careful, a lot of blog post, summaries and tables you find online might be out of

"donkey-proof" (easy to understand) financial tips and deals for college students | young adults | travelers | small business owners Favorites Best Credit Cards Student Business Low Interest Balance Transfer Rewards Cash Back Gas Airline Travel Introductory Offers Credit Card Deals Credit Card Rewards 0% Balance Transfer By Bank American Express Chase Citi Discover Visa MasterCard Resources Subscribe via RSS News and Trends Credit Card Tips Credit Card Reviews July 16, 2012 How Does Credit Card Car Rental Insurance Work How to choose the best credit hotels in san felipe mexico card for car rental insurance By Meghan Clark Read more about Car Rental Insurance
Whether traveling for business or for pleasure, having the right credit card in your wallet can make your travels much easier – especially if you plan on renting a car. Many credit cards these days come armed with rental car insurance plans. But before you shoot down the coverage offered by the rental car agency, you'll want to ensure your credit card offers you the protection that you're after.
Here is some information to help you educate yourself about car rental insurance, as well as a breakdown of the coverage to look for when evaluating credit cards. This information will help you identify a credit card that not only meets your purchasing needs but also provides reliable car rental insurance.
Decline the coverage offered hotels in san felipe mexico by the car rental company. Most credit card policies will require hotels in san felipe mexico that you have declined the car rental company's protection in order for your cardholder protection to kick in.
Credit card car rental insurance is typically considered secondary coverage. This means that the plan will help cover expenses that aren't fully covered by your primary hotels in san felipe mexico auto insurance, such as the deductible. As a secondary coverage, it also doesn't offer the same protections that a primary policy often does.
Many consumers assume that their credit card car rental insurance is going to kick in with any vehicle rental. But this typically isn't the case. Before you book your vehicle, you'll want to brush up on the details of your credit card's insurance plan so you know the answer to the following questions:
Some credit cards not only offer the typical secondary coverage, but also have optional primary policies that can be purchased for the duration of your upcoming trip. If you don't have personal auto insurance or if your plan is bare-bones, you may want to keep this benefit in mind when selecting a credit card with car rental insurance. This isn't a widely offered perk, so you will have to research a bit to find a card with optional primary coverage. But you'll be thankful for the coverage should you fall victim to an unfortunate travel event.
The additional coverage is typically offered for the fraction hotels in san felipe mexico of the price charged by rental companies. And, it will provide more than just the collision coverage offered through the complimentary secondary car rental insurance. This means that if you are in an accident with bodily injury, or if there is non-collision damage (like someone keying the car), you'll be covered.
Keep in mind that this benefit isn't just tied to credit cards that are labeled as "travel cards." Many other traditional, hotels in san felipe mexico platinum, rewards and cash-back cards also provide this benefit , so you can still get the other perks that you prefer in your credit card.
Coverage not only changes from network hotels in san felipe mexico to network but also may be tied to individual cards, so you'll want to make sure you get the full details on each individual card. Many of the networks provide information directly on their website, but they also provide a phone number to call so you can get answers to your specific questions. For your convenience:
Editor's Note: be careful, a lot of blog post, summaries and tables you find online might be out of date. Actual policies are typically loaded with exclusions. It's best to contact the issuer to get a copy of the benefit policy/agreement hotels in san felipe mexico to verify who is eligible, what is covered, how to activate the benefit, and what is not covered. Plus, in the event you need to file a claim, it's good to have a copy of the benefit policy/agreement on hand.
Follow @CreditDonkey or write to Meghan Clark at meghan@creditdonkey.com Stay informed with news, deals, hotels in san felipe mexico reviews, and tips from CreditDonkey. More Articles in Tips Car Rental Insurance Cards How Helpful is Car Rental hotels in san felipe mexico Insurance Coverage more Car Rental Insurance Cards What do you think about How Does Credit Card Car Rental Insurance Work? Name (required) Email (required; won't be published) Website (optional) or you can also trackback from your blog. You might also be interested in College: The Best (and Most Expensive) Years Lots of debate has been circulating through the U.S. in recent years when it comes to college affordability. With the economy in recession, Americans still combating reduced or no income, and college graduates defaulting hotels in san felipe mexico on student loan ... Survey: Inside a College Student's Head What Scares You More: Giving Your Teenager the Keys to Your Car or Your Credit Card? 7 Rich Celebrities Who Went Broke Compound Interest: Split Personality More Articles in Tips Car Rental Insurance How Helpful is Car Rental Insurance Coverage Blue Cash Everyday Review: Cash Back Card with No Annual Fee Chase Sapphire Preferred Review: Huge 40,000 Bonus Points and Premium Rewards Blue Cash Preferred Review: Worth the Annual Fee? Recent Credit hotels in san felipe mexico Cards Too Private to Recommend Simmons First Visa Platinum Rewards Review Best Credit Card for Paying Bills Popular College: The Best (and Most Expensive) Years Survey: Inside a College Student's Head What Scares You More: Giving Your Teenager the Keys to Your Car or Your Credit Card? Email Alerts Sign up to receive new analysis, deals, reviews, and tips from CreditDonkey.
IMPORTANT LEGAL DISCLAIMERS. hotels in san felipe mexico READ CAREFULLY. CreditDonkey is not a credit card issuer, bank or lender. It offers no credit cards or other credit products but only provides hotels in san felipe mexico information about them. makes reasonable effort to provide accurate information, but provides no warranty it is accurate, current or applicable to you. It is YOUR RESPONSIBILITY to check with the credit card issuer, bank or lender hotels in san felipe mexico about the terms and conditions of any product you may apply for on our website. provides information for comparative and educational purposes only. The information hotels in san felipe mexico is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult YOUR OWN professional advisors for such advice. may be compensated by third parties, including credit card issuers, for customer leads and product reviews provided on this site. is not endorsed by Visa, MasterCard, American Express, Discover or any other credit card issuer, bank, lender, media organization or other entity mentioned on this site. All trademarks displayed, other than CreditDonkey, are the registered trademarks of those companies and in no way represent or imply any association hotels in san felipe mexico with or approval of CreditDonkey. About Us | Privacy Policy | Terms of Use | Contact Us | Editorial Team | Affiliate 2012 CreditDonkey