For the most part, the cover is restricted to the country of your residence. Check your specific ter

If you ask the average person what they value most about their credit cards, apart from being able to get the goods and services they want, most think of the rewards and claim they shop for the lowest interest rates. Yet there are two perhaps more important benefits we tend to overlook: extended warranties on the goods we buy and auto rental insurance. To show this as a problem, about 40% of all cardholders with adequate insurance cover pay for additional cover. The reason? They don t know what the credit card covers.
The four major card carriers are Visa, Discover, MasterCard, and American Express and they all offer some level of coverage when you rent a vehicle. The first condition to fulfill is you pay all the charges and fees using the card and refuse the car rental company s standard Collision Damage Waiver package. When it comes to this insurance, it s all or nothing. Now look carefully at the list of vehicles excluded. None of the card carriers will insure american express travel agencies you when driving anything unusual or exotic. This is not just one of those sports cars that travels faster than the speed of light, it includes antique and classic cars, SUVs, vans, trucks, vehicles with open beds and those four-wheel-drive vehicles that go off-road. Indeed, you will not be able to claim unless the accident occurred american express travel agencies on a standard public road. If you are somewhere unusual or simply off the usual made-up roads, you are not covered.
For the most part, the cover is restricted to the country of your residence. Check your specific terms and conditions to see whether you can drive an American cheap car rental american express travel agencies across the border to Canada american express travel agencies or Mexico. There are also time limits, usually between 15 and 30 days unless you have a business card and rent a vehicle for business purposes. Remember, this coverage is usually collision only and so does not offer any protection against medical bills or loss of personal property. Some of the coverage is also secondary, i.e. you have to claim from a third party insurer first and only claim additional amounts from the card carrier.